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More interest rate falls announced - latest home loans now available.
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Do fixed rate mortgages really save you money?


Fixing the interest rate on your mortgage offers you security if the mortgage market is likely to see rates rise over the next few years.  Fixed Rate Mortgages

Usually the rate is fixed for up to five years, and this means that your repayments are always the same.  Usually the fixed rate is around 1 per cent higher than the rate offered on a variable loan, but this could prove very worthwhile if rates start rising and go up by 2 or 3 percent.  But obviously, if rates fall by 1 or two percent, then because your rate is fixed, you will still be repaying your mortgage at a high rate compared to a variable rate mortgage.

Interest rates keep falling...

You may have read recently that not all banks are passing on the full interest rate cuts.

Don't get caught with a bank that is pocketing interest rate cuts. Complete the form below for expert, local Queensland Mortgage advice.
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The decision over whether to fix your interest rate is a personal choice and really depends on your circumstances, how much flexibility you require, versus how much security you want, and whether you think interest rates are on the way up, or down.  

Your mortgage broker is the best person to talk to because we know what the trend is for your area, and how the market is doing.  Our advisors all have several years experience in the home loan market and we are always carefully watching and checking what interest rates are doing. 

Call and talk to us today and find out which type of home loan is best for you.

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