We do more than just find you a home loan. We negotiate rates, assist with your application and answer your questions.
Buying a home in Hervey Bay? Now is the time to look at who is cutting
interest rates and who is not. Call Your Local Hervey Bay Mortgage Broker to find out.
Includes: Aldershot – Booral - Dundowran – Kawungan - Point Vernon – River Heads Scarness – Torquay – Toogoom – Torbanlea - Urangan – Urraween - Wondunna
Should I Fix My Rate?
Home loans can come either with a fixed interest rate or a variable rate. If you choose to fix your rate, the rate is set for the term agreed, usually between one year and five years. This is a good idea in a market where rates are constantly rising. A variable rate means that the interest you pay on your home loan varies depending upon the going interest rate. This can be crippling to some home owners if rates rise considerably, but beneficial is rates fall significantly. By choosing a variable rate, you may be able to pay a lower rate than if you had fixed the home loan. It also often allows you to have more flexibility with extra benefits. If unsure, you can always split your loan, part fixed, part variable.
Objective, unbiased advice
Rather than visiting every lender yourself, let your mortgage broker take the hassle out of applying for a home loan by doing all the legwork for you. They’ll research the offering of each lender to find the best products at the lowest interest rates on the market, without you even having to step foot into a bank! Your mortgage broker has a panel of over 30 lenders with no preference for one lender over another. So, whether you select a mortgage product from ANZ, CBA, St George or a non-bank lender like Bluestone or Liberty Financial, you can be confident that it’s the best product on the market to suit your needs.
Moving into your new home
When you move into a new home, there are some key points to consider. Firstly, what will the costs be? Will you be hiring a removal firm to move your furniture, or will you do it yourself? And how much will all the legal fees be, property reports, valuations? Secondly, have you notified everyone of your change of address? The bank, the children’s school, your drivers licence, mobile phone account, newspaper subscriptions or doctors? Thirdly, have you disconnected and re-connected essential services in the properties? The gas, the electric and water are the main one, but don’t forget the telephone and/or payTV and internet connections also.
We are here to help! So take advantage of our services and call us on 1300 787 655 or submit your details on line for one of our mortgage advisors to call you back shortly.
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More in this Section | Your Broker is ready to listen to your financial goals. | A mortgage broker that listens and understands your financial goals. | Looking for a mortgage broker in Queensland? | All the services you need, in one convenient place. | We’ve got the solution to your home loan needs. |
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