Does a mortgage broker really save you money? We know we do!
Our certified mortgage brokers are available to talk to you about your home loan. Whether you are looking for a low rate mortgage, a no-deposit home loan, a construction home loan or a fixed rate mortgage, your Rockhampton Mortgage Broker can help.
Including the suburbs of: Allenstown - Berserker - Depot Hill - Fairy Bower - Frenchville - Lakes Creek - Limestone Creek - Mount Archer - Norman Gardens - Park Avenue – Parkhurst - Port Curtis - Rockhampton City - Wandal - West Rockhampton
Choosing a Lender
A major bank with a big name that you trust? Or a non-bank lender that offers a competitive rate? All lenders offer varying interest rates and services. So you really need to decide what is right for you. Your mortgage advisor can help you to choose a lender, based upon your lifestyle and requirements. We search through hundreds of home loans so you don’t have to. We compare each one on interest rate, as well as the features that the loan offers. Whether you are looking to buy in Frenchville, Lakes Creek or West Rockhampton, we can find you a great deal that will fit with your lifestyle.
We work for you, not the lender.
At Your Local Finance, our customers are our number one priority. We're motivated to build our business by offering great deals from highly reputable lenders so you ultimately benefit. We won't be swayed by incentives and commissions from the big banks, and will only provide products that are suited to your lifestyle. We work hard to find you the best deal and get that deal processed fast.
Full featured Home Loans
Mortgages can offer more than just a simple loan to pay for a property. Some home loans come with features that are sometimes called ‘extra’s or benefits. Like early repayments, where you can make extra repayments above the minimum amount required, and pay extra payments if you find yourself with extra funds. This is an advantage because interest is calculated daily so you can save interest and pay the loan off sooner. Other features may include offset accounts and redraw facilities, where you can use any equity built up in your property to pay for other expenses. The interest rate that you pay on your home loan often reflects how many features you have, the more features, usually the higher the rate.
How Much to Borrow?
The amount you can borrow is determined by assessing your income and existing financial commitments using their own lending criteria. Key factors which influence your borrowing capacity include your net income, number of dependents, credit card debts and existing loan repayments. With interest rates falling, more potential home owners are coming forward to see if they can now afford to buy a home.
Interest rates are falling, so now is the time to be talking to us - don’t delay any longer. Pick up the phone and call us on  , or submit your details on line and one of our mortgage advisors will call you back shortly.
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